Get Instant VCC in 3 Simple Steps

Online Registration

Firstly, you need to register your account online.

Account Deposit

You need to recharge your account on click to deposit button.

Create a Card

In the last stage, you just have to issue virtual cards with one click.

how to make virtual credit card bank of america

Make a Virtual Credit Card with Bank of America

Bank of America provides a secure and convenient way to make purchases online without having to share your actual credit card information. You can make a virtual credit card with the Bank of America mobile app or website. Here’s how to do it:

Step 1: Log In to the Bank of America Mobile App

Open the Bank of America mobile app, and log in using your online banking credentials. If you do not have an account, you can enroll in one.

Step 2: Tap on “Cards & Deposits”

Once you’re logged in, navigate to the “Cards & Deposits” tab. This is where you can manage all your cards, including credit and debit cards.

Step 3: Tap “Virtual Credit Card”

Under the “Cards & Deposits” tab, you’ll see the option to create a “Virtual Credit Card”. Tap on this option and provide the necessary information, such as:

  • Card Type – Virtually all banks offer virtual versions of their popular credit cards. Select the card type you want to create.
  • Card Nickname – Give your virtual credit card a unique name so you can easily identify it in the future.
  • Card Image – Choose the image that will be associated with the card. This is optional, but it can be a fun way to help you remember your virtual card.
  • Expiration Date – Select a specific date that the card will expire. You must reset it once it expires to continue using it.

Step 4: Confirm Your Details

Once you’ve filled out all the necessary information, confirm your details and tap “Create” to generate your virtual credit card.

Step 5: Use Your Virtual Credit Card

You can now use your virtual credit card to make secure online purchases. You don’t have to worry about sharing your actual credit card details, as your virtual card number is separate from your real one.

It’s important to note that you may be subject to additional fees for using your virtual credit card. Be sure to check with Bank of America to understand all associated fees before proceeding.


Creating a virtual credit card with Bank of America is a secure and convenient way to shop online. With just a few easy steps, you can have your own virtual card and start using it right away. Keep in mind that you may be charged additional fees for using your virtual credit card, so be sure to read Bank of America’s terms and conditions before getting started.