How to Create a Free Virtual Credit Card (VCC)
Using virtual credit cards (VCC) is a great way to keep your actual credit card information safe while making online purchases. Not only do VCCs protect you from fraud, but they are quick, easy and usually free to create.
Steps for Creating a Free VCC
- Find a free VCC provider: One of the most popular sites for creating free VCCs is MyVirtualCard.io. They offer a free VCC with a maximum limit of 500 USD. You can also use other services like Privacy.com or CardNow.org. Just make sure to read their terms of service before signing up.
- Register for an account: Once you have chosen a provider, register for an account by providing information such as your name, address, birthdate, and contact information. You may also need to verify your identity by providing a form of government-issued identification or a Social Security Number.
- Setup your account: Once you have registered for an account, you will need to fill out additional forms. This includes setting up a limit for your card, creating a password and setting security questions.
- Activate your VCC: Once you have filled out the forms and set up your account, you can activate your VCC by entering in a one-time 6-digit code. This code will be sent to you via SMS or email.
- Start using your VCC: After activating your VCC, you can use it just like any other credit card. It should take just a few minutes to add it as a payment option to your favorite online stores and websites.
Tips For Using a VCC
- Be sure to keep track of the limit on your VCC. If you exceed the limit, your card may be revoked by the provider.
- Be aware that not all online merchants accept VCCs. Be sure to check the website you are buying from before completing your purchase.
- Be sure to check the terms and conditions from the VCC provider to make sure you are within their guidelines.
Using a virtual credit card is a quick, easy and secure way to make online purchases without exposing your credit card information to fraud. With a few simple steps, you can be up and running with your own free VCC in no time.