Get Instant VCC in 3 Simple Steps

Online Registration

Firstly, you need to register your account online.

Account Deposit

You need to recharge your account on click to deposit button.

Create a Card

In the last stage, you just have to issue virtual cards with one click.

how to get virtual credit card hdfc

How to Get Your HDFC Virtual Credit Card

Having a virtual credit card is a great way to secure your online transactions. The HDFC Bank provides its users with a Virtual Credit Card which can be used as a regular credit card for making online transactions. Here’s how you can get your own virtual credit card from HDFC Bank:

Step 1: Access Your NetBanking Account

The first step is to log in to your HDFC NetBanking account. You will need to enter your customer ID and password to access your account.

Step 2: Request for Virtual Card

Once you have successfully logged in to your net banking account, you need to select the ‘Credit Cards’ option and select the ‘Request for Virtual Card’ option. You will be asked to enter your credit card details and select the limit for the card.

Step 3: View and Activate your Virtual Card

Once you have requested for the virtual credit card, the details of the card will be displayed on your screen. You will need to use these details to activate the card. You can also view and manage transactions made using the virtual card from your net banking account.

Step 4: Use Your Virtual Card

Once you have activated the card, it is ready to use for making online payments or transactions. You can provide these details for making payments online or at any merchant outlet which accepts credit cards. The transactions made using the virtual card will be displayed in your net banking dashboard.


To get a virtual credit card from the HDFC Bank, you need to:

  • Log in to your net banking account
  • Request for Virtual Card
  • View and activate the card
  • Use your virtual card for online payments

Having a virtual credit card is a great way to add an extra layer of security to your online transactions while keeping your details safe. With HDFC’s virtual credit card, you can easily make payments with no hassle at all.