Get Instant VCC in 3 Simple Steps

Online Registration

Firstly, you need to register your account online.

Account Deposit

You need to recharge your account on click to deposit button.

Create a Card

In the last stage, you just have to issue virtual cards with one click.

how to process virtual credit card payment

Process Virtual Credit Card Payment

With the evolution in technology, virtual credit cards have become increasingly popular and a convenient option for making online payments.

What is a Virtual Credit Card?

A virtual credit card (VCC) or a temporary credit card is a virtual prepaid card that is used to make online transactions. Unlike physical credit cards, virtual credit cards are not issued by a bank or a credit card company.

How to Process Virtual Credit Card Payment

Below, we’ll discuss the steps involved in processing a virtual credit card payment:

  • Step 1: Enter Customer Details
    The first step is to enter the customer details that includes the credit card number and the expiration date.
  • Step 2: Validate Card Details
    Once the customer details are entered the card details need to be verified to validate if the card is valid and the details are correct.
  • Step 3: Submit Details To Payment Gateway
    Once the card details have been verified these details need to be securely transmitted to the payment gateway.
  • Step 4: Get Approval from Card Association or Bank
    The payment gateway then sends the card details for validation and approval to the card association or the issuing bank.
  • Step 5: Send Response Back To Merchant
    If the card is approved, the payment gateway sends a successful response back to the merchant. The merchant can then charge the customer for the purchase.


In conclusion, the process of processing a virtual credit card payment is quite straightforward. However, merchants must ensure they take the necessary security precautions to protect customers and their personal data.