Get Instant VCC in 3 Simple Steps

Online Registration

Firstly, you need to register your account online.

Account Deposit

You need to recharge your account on click to deposit button.

Create a Card

In the last stage, you just have to issue virtual cards with one click.

what is virtual credit card hdfc

What is Virtual Credit Card (HDFC)?

Virtual Credit Card (VCC) is a secure payment mechanism offered by HDFC Bank to make online payments conveniently and securely. It is a ‘One Time Use’ card that allows customers to generate a unique card number for use at any merchant/service provider website for a specific transaction. Here, the customer does not need to reveal any actual credit or debit card details.

Benefits of HDFC Virtual Credit Card

  • Secure: This card is based on multiple layers of security as only a single transaction is allowed with it.
  • Complete payment flexibility: HDFC VCC can be used to make payments online, over the phone, through mail-order, and more.
  • User friendly: You can apply for and receive a VCC with ease and without any additional paperwork.
  • Safe and Secure: It prevents fraud because an operating VCC uses a 16-digit card number that is different from your credit/debit card.

How to Generate HDFC Virtual Credit Card?

  1. Log in to your Netbanking account.
  2. Go to “Credit Cards” section.
  3. Under “Manage card/bank account”, select the “Virtual Credit Card” option.
  4. Next, you need to choose the “Generate Virtual Credit Card” option, select the required card type and specify the desired amount.
  5. Review the details, enter your secure pin and click on “Submit”.
  6. Done! Your Virtual Card will be issued and its details will be sent to you via SMS & email.

HDFC Virtual Credit Card is a convenient and secure way to make online payments and has a wide range of uses. It also helps to prevent fraudulent activities by keeping the customer’s actual credit or debit card information private.