Online shopping has become very popular in recent days. You can get everything online at your doorstep without any extra hustle. This is the best way to save money and time when compared with traditional ways of shopping. However, there are some disadvantages attached to online shopping. The biggest issue is that you cannot use your credit card while making payments online because your credit card number will be exposed when you enter it on websites like Amazon or Flipkart etcetera.
In this guide, we will tell you about some best virtual credit cards for secure online shopping which are available as apps on Google play store/app store so that you don’t have to worry about exposing your card details while making purchases through these apps only!
1. openpaycard
- OpenPayCard (openpaycard.com) is a virtual credit card that can be used to make online purchases.
- It is a prepaid card that is linked to your bank account, so you must have an active checking or savings account in order to use this card.
- You can use the card to make online purchases and/or withdraw cash from an ATM.
- The daily spending limit on the OpenPayCard ranges between $500-$5000 depending on your individual circumstances and financial history with them (you will need to provide them with information about yourself when applying for this card).
2. EntroPay
This is the first online payment app that was launched in 1999 and has been used by millions of people ever since. It has a wide variety of features to make your online shopping experience easier and more secure such as:
- It allows you to create an E-Wallet account with a virtual card number, which can be used for online shopping at any place that accepts Visa or MasterCard payments.
- You will be able to use this virtual card number on all devices such as laptop/desktop computers, smartphones, tablets, etc., so you don’t need any other device for making purchases except your phone or computer which already connects you with the internet world wide web (WWW).
3. Neteller
Neteller is an online payment service that allows you to deposit and withdraw money from your account using a credit card or a bank account. It’s often used by people who want to make online purchases by transferring the money from their accounts through this platform, or receiving funds into their Neteller account for safekeeping until they can use them for shopping purposes. The company has been operating since 1999 and provides services in more than 150 countries around the world.
4. Privacy Shield
Privacy Shield is a secure, easy-to-use, and affordable payment option for your online transactions. Privacy Shield is a global payment provider that is fully licensed and regulated by the Financial Conduct Authority (FCA). In terms of security, Privacy Shield provides complete compliance with the Payment Card Industry Data Security Standard (PCI-DSS) and uses Secure Socket Layer (SSL) technology to ensure personal information is transmitted safely over the internet.
Privacy Shield offers a 30-day free trial so you can check out its features before committing to becoming a member. Nub members also receive additional discounts on their first 3 transactions when they use Privacy Shield as their payment method!
5. Nubank
Nubank is a Brazilian fintech startup that offers a range of financial services, including credit cards and loans. Nubank has been an industry disruptor since its launch in 2014. In the past, Nubank offered a completely digital, fee-free credit card. It’s still the easiest way to manage your credit in Brazil thanks to its simple interface and smooth integration with other services like Google Pay.
Nubank’s app lets you see your available balance and available credit limit at any time—and even pay for things using those funds directly from your phone or tablet using Apple Pay or Samsung Pay (if you have either one). You can also use it as a virtual card on websites that accept MasterCard payments—but there’s no physical card for those situations yet (though one is coming soon).
6. Revolut
Revolut is a multi-currency card that lets you spend your money in over 120 currencies with no fees. Revolut is a digital bank that offers a range of services including a debit card and currency exchange. Revolut is a multi-currency card that lets you spend your money in over 120 currencies with no fees.
You can exchange money instantly, hold up to 45 different currencies and transfer money globally at the interbank exchange rate. There are no monthly or annual fees, instead, you pay 0% commission on all foreign transactions (including ATM withdrawals), free international payments, and low daily withdrawal limits for each fiat currency supported by Revolut (up to £200 per day).
7. Wirex
Wirex is a London-based company that offers a bitcoin debit card. It was founded in 2014 and has since grown into one of the most popular bitcoin cards in the world.
The Wirex card can be used anywhere Visa is accepted, allowing you to spend your cryptocurrency wherever you like. You can also use it to pay bills, buy goods online, or even withdraw cash from an ATM.
Wirex works by converting your crypto assets into fiat currency (GBP or USD) before making any transactions. This allows you to avoid paying up to 20% in fees when converting BTC into fiat money using exchanges like Coinbase. The exchange rate that is used by Wirex is determined by live rates from multiple exchanges, allowing users to get a more accurate conversion than they could at their own bank or using credit cards like Revolut or Monzo.
The Wirex Visa card can be used for anything that’s supported by your local currency — this includes shopping at stores and restaurants, paying bills and making payments online, withdrawing cash from ATMs, or even booking flights or hotels on Expedia®
8. PEX
PEX is a virtual credit card that can be used to make online purchases. It’s an ideal choice for people who don’t have bank accounts and want to take advantage of the convenience and security of digital payments without having to carry cash or use a physical credit card.
PEX is different from many other virtual cards in that it is a prepaid card, so you load money onto it in advance. Once you’ve done this, you can use the PEX app to make payments anywhere MasterCard is accepted—including major retailers like Walmart, Target, Home Depot, and Lowe’s—or transfer funds between your accounts with just one tap in the app.
If you do have access to traditional credit cards but want something less expensive than a typical debit card or checking account option but still enjoy some of those benefits (like tracking your spending), then PEX might be worth considering over time as well!
9. Token
The token is a UK-based company that offers prepaid MasterCard and Visa debit cards (both of which can be used for online shopping). Token cards can be used anywhere MasterCard is accepted, and because it’s a Visa card, you can also use it at chip-enabled terminals in stores.
The best thing about Token is that its fees and charges are almost nonexistent: there’s no annual fee or charge for activation, balance inquiries cost just $1 each (not exactly free but not bad), and any ATM withdrawals are free if you use them to withdraw from an ATM owned by the bank that issued your Token account.
10. Monese
Monese is an online bank that offers a virtual card to be used for online shopping. Monese works with Apple Pay and Google Pay, so you can use your virtual card with these services. All you need to do is download the Monese mobile banking app, and you can create your virtual card in a matter of minutes.
Monese offers free withdrawals from ATMs, free money transfers to other Monese users, and no foreign exchange fees. You can also set up overdraft protection on your account so that if you spend more than what’s in your account when you shop online, the bank will cover it for you until there’s enough money in your account again—and all without any additional monthly fees!
Conclusion
In conclusion, many of us prefer to shop online, but we also want to be able to shop safely. With the right virtual credit card, this is possible. However, there is a range of factors that need to be considered when choosing an app for your needs: whether or not it’s compatible with your country’s currency system; how much money you can transfer into it; what payment methods are accepted by retailers where you live; and whether or not there are any additional fees attached (like those associated with monthly service charges).
