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does paypal have a virtual credit card

Does PayPal Have a Virtual Credit Card?

PayPal is a leading international payments provider operating in many countries worldwide. However, one of the questions that many PayPal users have is whether or not they can use a virtual credit card with PayPal. The answer to this is yes, PayPal does have a virtual credit card (also known as a “virtual debit card”) available.

What Is a Virtual Credit Card?

A virtual credit card is a type of card that is not physical and can only be used online or over the phone for certain purchases. It is connected to a user’s visa or Mastercard account and works similarly to a debit card.

How Does PayPal’s Virtual Credit Card Work?

PayPal’s virtual credit card works by allowing users to link their primary PayPal account to a virtual card. This virtual card can then be used to make purchases online or on the phone. When a user makes a purchase with their virtual card, it will draw from the PayPal account linked to it.

Benefits of Using PayPal’s Virtual Credit Card

Using a PayPal virtual credit card has a number of benefits. These benefits include:

  • Enhanced Security: A PayPal virtual credit card will add an extra layer of security to a user’s online purchases. This is because the card is not physically tied to the user or their primary account. As such, there is less chance of a fraudulent transaction.
  • Added Convenience: A PayPal virtual credit card can make online purchases more convenient as it is not tied to an in-store credit or debit card. This also makes it easier to make purchases at multiple websites without having to type in all your card information.
  • No Fees: Unlike some other virtual cards, PayPal virtual credit cards don’t have any fees associated with them. As such, users can make purchases without having to worry about racking up unnecessary fees.


In conclusion, PayPal does have a virtual credit card available. This virtual card can be used to make online or phone purchases with enhanced security and convenience. Additionally, it has no fees associated with it, making it an attractive option for many PayPal users.