Get Instant VCC in 3 Simple Steps

Online Registration

Firstly, you need to register your account online.

Account Deposit

You need to recharge your account on click to deposit button.

Create a Card

In the last stage, you just have to issue virtual cards with one click.

how to make virtual credit card in icici

Creating a Virtual Credit Card in ICICI Bank

ICICI Bank provides its customers with the convenience of creating virtual credit cards, allowing them to make online payments without revealing their actual credit card information. Here are the steps for creating a virtual credit card in ICICI Bank:

Step 1: Register for Internet Banking

The first step in creating an ICICI Bank virtual credit card is to register for Internet Banking. You can do this by visiting the ICICI Bank website and selecting ‘Register now’. You will need to fill out an online form and provide identification details. Once complete, you will receive a username and secure access code by email.

Step 2: Login to Internet Banking

Once you have your username and secure access code, you can use these to login to your Internet Banking account. From here, you can access the options for generating a virtual credit card.

Step 3: Generate Virtual Card

Navigate to the ‘Cards’ section of the Internet Banking homepage, and select ‘Generate Virtual Credit Card’. You will then be asked to provide details such as the Card Expiry Date, CVV number and amount for which the card will be valid. When you have provided all of the required details, you can select ‘Generate Card’ to create your virtual credit card.

Step 4: Activate the Virtual Card

You can activate your virtual credit card by logging in to your Internet Banking account and navigating to the ‘Cards’ section. Select ‘Activate Virtual Credit Card’ and follow the instructions to activate the card. Once the card has been activated, you can then use it for online payments.

Step 5: Make Payments

Your ICICI Bank virtual credit card can now be used to make online payments without having to reveal your actual credit card details. To make a payment, simply enter your virtual card details (Card Number, Expiration Date and CVV Number) when making a purchase online. You can also use the ICICI Bank mobile app to make payments using your virtual credit card.


Creating a virtual credit card in ICICI Bank is a quick and convenient way to make online payments without revealing your actual credit card information. It only takes a few minutes to generate a card, and you can use it to make payments online or through the ICICI Bank mobile app.